MS Insurance Commissioner urge storm victims to file claims quickly

MS Insurance Commissioner urge storm victims to file claims quickly
mchaney2014.png (Photo Source: MID webstie)

JACKSON, MS (WDAM) - Commissioner of Insurance Mike Chaney is urging any victims affected from the April 14 storms to file their insurance claims as quickly as possible.

In a press release issued out on Wednesday, April 15, Chaney said The Mississippi Insurance Department's consumer service division is standing by ready to assist victims.

"Our thoughts are with victims across the state as they begin cleanup and repairs," Chaney said."The Mississippi Insurance Department is ready to help the recovery process by making the claim filing process easier."

Chaney offered the following tips to help victim's filing claim process easier:

• Have your insurance company's name and policy number ready to speed up the claim process.

• Keep all receipts for expenses for any damages to your home.

• Be careful before you enter any damaged property and be careful of escaping natural gas, live electrical wires and collapses.

• Take pictures of any damages before you repair both inside and outside. If possible, make temporary repairs to your property to prevent further losses.

• Hire licensed and reputable contractors for repair work. Call the Mississippi State Board of Contractors at 1-800-880-6161 to determine if a contractor is properly licensed.

Chaney also warned consumers to be wary of costs that may seem unreasonably high for the work performed.

"To make sure you get fully compensated, consider contacting your insurer ahead of time before employing someone to remove trees or debris or rebuilding,"  Chaney said. "Insurance companies may not be obligated to pay the full amount on a receipt submitted for reimbursement for tree and debris removal."

If you have any problems reaching your insurance agent or insurance company, or filing your claim you can contact the Mississippi Insurance Department (MID) at 1-800-562-2957.