Financial advisors like Money Expert Nathan Bachrach talk a lot about the upside of postponing your retirement a little bit, but not everybody's getting the message.
A MetLife report looked at the oldest boomers who turned 65. They found nearly half of those people were already fully retired at age 65, compared to just 24 percent still working full-time.
In fact, the average age at retirement was just shy of 60 for the men, and age 57 for the women.
But here are the numbers that should serve as a wake-up call to the rest of us: Just six percent of those retirees walked away from their jobs because "they could afford to." Thirty-six percent said they retired because they reached 65 and just wanted to.
Nearly one in five said they had to retire because of poor health, and 6 percent had lost jobs and couldn't find new ones.
There are plenty of good reasons why you might want to delay your retirement a few years, but one of the best Bachrach ever heard is so that you can stay retired. For most of us, retirement will be a marathon, not a sprint, so plan accordingly.